{"id":33785,"date":"2025-05-19T03:37:53","date_gmt":"2025-05-19T03:37:53","guid":{"rendered":"https:\/\/cleanfintech.io\/?page_id=33785"},"modified":"2025-05-19T03:43:22","modified_gmt":"2025-05-19T03:43:22","slug":"about-ann","status":"publish","type":"page","link":"https:\/\/cleanfintech.io\/?page_id=33785","title":{"rendered":"About Ann"},"content":{"rendered":"\t\t
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Since<\/i><\/b><\/span> <\/i><\/b>the<\/i><\/b><\/span> <\/i><\/b>1980s,<\/i><\/b><\/span> <\/i><\/b>I<\/i><\/b><\/span> <\/i><\/b>have<\/i><\/b><\/span> <\/i><\/b>continuously<\/i><\/b><\/span> <\/i><\/b>applied<\/i><\/b><\/span> <\/i><\/b>critical,<\/i><\/b><\/span> <\/i><\/b>comparative,<\/i><\/b><\/span> <\/i><\/b>systems-thinking<\/i><\/b><\/span> <\/i><\/b>to<\/i><\/b><\/span> <\/i><\/b>rapidly-changing<\/i><\/b><\/span> <\/i><\/b>financial<\/i><\/b><\/span> <\/i><\/b>markets<\/i><\/b><\/span>.<\/i><\/b><\/span><\/p>\n

 <\/i><\/b><\/span><\/p>\n

When Ann Rutledge graduated Phi Beta Kappa from Wellesley College in 1976, she taught literature and philosophy of science to Hong Kong graduates and gained fluency in Mandarin and Cantonese.<\/p>\n


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As the family breadwinner, she went for an MBA at Chicago Booth and went to work at Too-Big-To-Fail <\/i>Continental Bank. She also <\/span>worked on the Chicago Board of Trade floor, the belly of the derivatives industry, in time to see the market collapse on Black Monday, October 1987. Returning to Asia as capital markets opened up she helped the failed Hong Kong Futures Exchange list its Hang Seng Index Option and liaised with Chinese government planners as the Exchange\u2019s sole Mandarin speaker. She headed prime brokerage for JP Morgan in 1993, opening the first wave of Asian institutional clearing accounts. She joined Moody\u2019s Investors Service in Hong Kong before Asian Crisis and grew their regional market share from 0% to 100%.<\/p>\n


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But while at Moody\u2019s, she identified the fatal flaw of structured finance and left in 1999 to found a general partnership offering dynamic research and ratings consultancy. Working closely with Sylvain Raynes, they patented many digital tools that track credit risk dynamically and delivered the information to clients in different formats (see Raynes\u2019 bio). They have extensive experience in structured finance and credit ratings training and examination. Various statutory exams use their content.<\/p>


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In addition to managing their organizations, Rutledge consults to the UNDP Africa on elevating sovereign credit ratings. She is a Board Member and head of Education for the Fixed Income Investor Network, the world\u2019s largest trade association, as well as an advisor to a shareholder advisor business and a startup African capital markets consultancy.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Since the 1980s, I have<\/p>\n<\/div>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"give_campaign_id":0,"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-33785","page","type-page","status-publish","hentry"],"aioseo_notices":[],"campaignId":"","_links":{"self":[{"href":"https:\/\/cleanfintech.io\/index.php?rest_route=\/wp\/v2\/pages\/33785","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cleanfintech.io\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cleanfintech.io\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cleanfintech.io\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cleanfintech.io\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=33785"}],"version-history":[{"count":5,"href":"https:\/\/cleanfintech.io\/index.php?rest_route=\/wp\/v2\/pages\/33785\/revisions"}],"predecessor-version":[{"id":33857,"href":"https:\/\/cleanfintech.io\/index.php?rest_route=\/wp\/v2\/pages\/33785\/revisions\/33857"}],"wp:attachment":[{"href":"https:\/\/cleanfintech.io\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=33785"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}